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REGULAR CHECKING

A Regular Checking account is available to anyone. There is no minimum deposit required to open a Regular Checking account. To avoid the imposition of service fees, the account must maintain a balance of $500 at all time during the monthly statement cycle. This type of checking account does not receive interest. Please ask for details.

PREMIER CHECKING

The PREMIER Checking account is for those who want to earn a higher interest rate, but don't want to tie their funds up in a CD for a specific time. There is a limit of six withdrawals per month (three by check and three other). A minimum deposit of $10,000 is required to open a PREMIER Checking account. Please ask for details.

NOW CHECKING

A NOW Checking account is available to individuals, sole proprietorships and non-profit corporations.  The minimum deposit to open a NOW Checking account is $1000. This account is an interest bearing account. Current rates can be found on the Rates page or by contacting us. Please ask for details.

SUPER NOW CHECKING

The SUPER NOW Checking account is just like the NOW Checking account, but the minimum deposit to open an account is $2,500. Please ask for details.

MONEY MARKET CHECKING

The MONEY MARKET Checking account is an interest bearing account. The minimum balance is $2,500 to open an account. Transfers from a MONEY MARKET Checking account to another account or to third parties by pre-authorized, automatic or telephone transfers are limited to six per statement cycle with no more than three by check, draft or similar order to third parties. Please ask for details.

STUDENT SR. CITIZEN CHECKING

The STUDENT/SENIOR CITIZEN Checking account is available to all students through college and senior citizens (over the age of 65). There is no minimum deposit required for this account and no service fees regardless of balance. Please ask for details.

CLUB CHECKING

The CLUB Checking account is the same as the REGULAR Checking account except for service fees.  The service fees for the CLUB account is $7 per statement cycle regardless of balance. The CLUB Checking account also entitles the account holder to no service charge on travelers checks and no service charge on cashiers checks.

FDIC

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NOTICE: State Bank of Odell is not responsible for and has no control over the subject matter, content, information, or graphics of the web sites that have links here. The portal and news features are being provided by an outside source - The bank is not responsible for the content. Please contact us with any concerns or comments.

FDIC Insurance:  The standard insurance amount of $250,000 per depositor is in effect through December 31, 2013. On January 1, 2014, the standard insurance amount will return to $100,000 per depositor for all account categories except IRAs and other certain retirement accounts, which will remain at $250,000 per depositor. State Bank of Odell is participating in the FDIC's Transaction Account Guarantee Program. Under that program, through June 30, 2010, all non-interest-bearing transaction accounts are fully guaranteed by the FDIC for the entire amount in the account. Coverage under the Transaction Account Guarantee Program is in addition to and separate from the coverage available under the FDIC's general deposit insurance rules.