INTERNET BANKING PRIVACY STATEMENT
At the State Bank of Odell, we recognize that privacy and security of personal financial information is a concern to our customers. We have taken care in establishing and implementing policies and procedures to protect this information.
Your privacy is considered in all aspects of our business. Our employees are informed of their responsibility to protect confidential customer information. Appropriate disciplinary policies are in place to help enforce employee privacy responsibilities.
The State Bank of Odell receives and retains information about its customers through many sources. We limit the use and collection of this information to that which is necessary to maintain and administer financial services, provide excellent service, and offer new products and services that may be of benefit to our customers. The State Bank of Odell is committed to fully complying with the laws and regulations, such as the Fair Credit Reporting Act and the Right to Financial Privacy Act that have been established to protect the confidentiality of customer information. If we obtain and use information from a third party such as a consumer report, we will notify you. You are entitled to request credit reporting agencies to remove your name from lists supplied to us.
The State Bank of Odell does exchange information about our customers to reputable information reporting agencies, in accordance with standard banking industry practice, to maximize the accuracy and security of such information and to verify the existence and condition of customers' accounts. We do not share specific personal customer information with independent companies for any other purpose without the customer's consent, except when required by law, regulation, or court order, and to third party litigants when required by lawful judicial process or court order.
The State Bank of Odell may collect information volunteered by you during the application and information request process. In an effort to offer you the best and most current banking opportunities, we may contact you with news about products, services, and special promotions. If, for any reason, you would like to be taken off our e-mail list, please contact us at (402) 766-3720 or PO Box 185 Odell, NE 68415.
The State Bank of Odell continues to monitor and review the privacy measures that it has in place to protect customer information. These measures are updated as practices change and new technology becomes available.
FINANCIAL PRIVACY POLICY
The State Bank of Odell collects information you might consider to be private, such as account number(s), social security number, income and net worth about you from the following sources:
- Information we receive from you on applications or other forms;
- Information about your transactions with us, our service providers, our joint marketers or others; and
- Information we receive from a consumer-reporting agency.
The State Bank of Odell restricts access to your personal and account information to those employees who need to know that information to provide products or services to you. We maintain physical, electronic and procedural safeguards that comply with federal standards to guard your nonpublic personal information.
The State Bank of Odell may disclose personal and account information about you to our service providers and joint marketers. A service provider is a company that provides servicing or process of a financial product or service that a consumer requests or authorizes. A joint marketer provides marketing of products and services offered by the State Bank of Odell.
Since the State Bank of Odell values our customer relationship with you, we will not disclose your personal and account information to other third parties except as permitted by law, such as reports to credit bureaus, IRS Reporting, responses to subpoenas, search warrants or summons.
If you decide to close your account(s) or become an inactive customer, we will follow the privacy policies and practices as described in this notice.
