Heartland Bank

November 13, 2023




Dear Valued Customer,



We have reached an agreement that will result in the purchase of the State Bank of Odell by Heartland Bank. We are excited to be joining the Heartland Bank family, as they are a family-owned, community-focused bank and committed to local decision-making. It is important to us to provide information to you about this exciting phase that brings our two esteemed financial institutions together.


About Heartland Bank

Heartland Bank, much like many of our cherished customers, is a family-owned institution that traces its roots back to 1908 when Earl Wilkins first joined the bank in Geneva, Nebraska. Today, John Wilkins, the third generation of the Wilkins family, proudly serves as the CEO/Chairman. We are confident that the Wilkins family will continue their commitment and devotion to customers, associates, and the communities we serve.


Our principles align closely with Heartland Bank's core values, and we're enthusiastic about the possibilities this partnership offers. They proudly serve 14 communities across Nebraska and provide a comprehensive suite of banking services, larger lending limits, access to a nationwide ATM network, insurance services, wealth management, and an industry-leading trust company.


A New Chapter of Service Excellence

This transition is an exciting moment for both of our institutions. As we proceed with the integration, our top priority is ensuring exceptional customer service. Your experience and satisfaction are paramount to us, and our team is committed to providing the information and support you need as we embark on this journey together.


Should you have any questions or concerns during this period of change, please don't hesitate to reach out to us. Your trust means everything to us, and we are thrilled about the path ahead. We eagerly anticipate the opportunity to serve you and support your financial aspirations.


Welcome to the Heartland Bank family—where exceptional service and community dedication are at the heart of everything we do!






James B Stanosheck